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Credit Cards
Your Credit Card Rewards Could Be Quietly Paying Down Your Student Loan
Student loan default rates have been climbing, and Consumer Financial Protection Bureau data shows credit delinquencies broadly running higher than they were back in…
Personal Loans & Credit
Refinance Applications Are Climbing. Here’s the Math Most People Skip Before Doing It Anyway.
Mortgage rates haven’t moved dramatically this year, but refinance activity has. Rates have eased somewhat from where they sat several months ago, and applications…
Auto Loans
1 in 3 New Car Loans Now Last Longer Than 6 Years. Here’s the Trap Hiding Inside That Low Monthly Payment.
Car loans are getting longer, and not by a little. A record 31.1% of new auto loans now stretch past 72 months (six years),…
Fed & Market News
Household Debt Just Hit $18.8 Trillion. Weirdly, Credit Card Balances Went Down.
Two numbers came out of the same report this quarter that seem to contradict each other. Total household debt in the US climbed to…
Home Loans & Mortgages
You Might Be Paying Almost a Full Point More on Your Mortgage, Just Because of Which Loan Type You Picked
Most mortgage rate headlines report a single number, “the 30-year fixed is at 6.5%,” as if there’s one rate everyone qualifies for. There isn’t.…
Personal Loans & Credit
Your Credit Score Is Quietly Setting Every Rate You’ll Ever Be Offered. Here’s How It Actually Works.
There’s a pattern that shows up in every corner of consumer lending right now: a mortgage borrower with top-tier credit pays a meaningfully lower…
