The numbers just came in, and they’re not small. According to the Federal Reserve Bank of New York, roughly 2.6 million additional federal student…
Today, the yield on the 10-year U.S. Treasury note climbed to its highest level since January 2025. The 30-year yield is hovering near a…
New data from the Federal Reserve Bank of New York puts the number in black and white: 13.12% of credit card balances are now…
Student loan default rates have been climbing, and Consumer Financial Protection Bureau data shows credit delinquencies broadly running higher than they were back in…
Mortgage rates haven’t moved dramatically this year, but refinance activity has. Rates have eased somewhat from where they sat several months ago, and applications…
Car loans are getting longer, and not by a little. A record 31.1% of new auto loans now stretch past 72 months (six years),…
Two numbers came out of the same report this quarter that seem to contradict each other. Total household debt in the US climbed to…
Most mortgage rate headlines report a single number, “the 30-year fixed is at 6.5%,” as if there’s one rate everyone qualifies for. There isn’t.…
There’s a pattern that shows up in every corner of consumer lending right now: a mortgage borrower with top-tier credit pays a meaningfully lower…
Here’s a combination that shouldn’t really make sense on paper: mortgage rates just touched their highest point in about ten months, and at the…
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