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		<loc>https://financeguideline.com/refinance-applications-are-climbing-heres-the-math-most-people-skip-before-doing-it-anyway/</loc>
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				<news:name>Financeguideline</news:name>
				<news:language>en</news:language>
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			<news:publication_date>2026-07-23T11:28:01-03:00</news:publication_date>
			<news:title>Refinance Applications Are Climbing. Here’s the Math Most People Skip Before Doing It Anyway.</news:title>
			<news:keywords>Personal Loans &amp; Credit</news:keywords>
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